collects.io
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collects.io
Optimize collections with AI integrated into your accounting software. Detect non-payment patterns and automate invoice recovery while maintaining full control of the process.
General Information about collects.io
collects.io is an advanced financial architecture platform designed specifically for Accounts Receivable (AR) management through the use of artificial intelligence. Unlike tools that only automate reminders, this solution focuses on resolving the underlying operational failures that cause payment delays. The tool was developed by accountants and specialists based on more than 80 error patterns identified in real collection processes, enabling companies to recover trapped cash and reduce their Days Sales Outstanding (DSO).
The operation of collects.io is divided into critical phases to ensure data security. First, it offers a read-only Accounts Receivable diagnosis. The system connects to the accounting software or computer and analyzes the last 12 months of history to score assets against known failure patterns, such as missing purchase orders (POs), disputes, or incorrect contact information. This machine learning technology makes it possible to predict debtor behavior and quantify financial risk before taking any live action.
Key capabilities include:
- Proactive Detection: It monitors every invoice to identify operational roadblocks before they become manual collection tasks.
- Cash Prioritization: It automatically classifies invoices and customers based on non-payment risk and impact on cash flow, optimizing the finance team's time.
- Automated Resolution with Human Control: The AI executes workflows to request information or resolve disputes, but always under user supervision, allowing them to approve or stop any action.
- Governance and Security: Designed under ISO 27001, 9001, and 42001 standards, it includes a complete audit trail and security rules to protect customer relationships.
The tool is currently integrated with Xero, allowing for the seamless synchronization of customers, invoices, and credit notes. It is in an expansion phase to include other systems such as Sage, Microsoft Dynamics 365, Oracle NetSuite, and QuickBooks. This approach allows collects.io to act as a single collection resolution layer that unifies data from different ERP and CRM systems.
For finance managers and accountants, this AI application eliminates the need for repetitive manual follow-ups, allowing the team to focus on strategic exceptions. By using AI models trained on real recovery patterns, the platform transforms debtor management into a predictable, efficient, and fully auditable financial discipline accessible from any mobile or desktop device.
Features and Use Cases of collects.io
How collects.io Works
Frequently Asked Questions about collects.io
What exactly is collects.io, and how does it help my business?
It is a financial architecture solution that uses artificial intelligence to automate invoice collection and resolve the operational bottlenecks that cause payment delays.
What does the free AR diagnosis from collects.io involve?
The platform performs a read-only scan of your accounting history to identify non-payment patterns and show you the exact amount of cash you could recover before signing up for the service.
What accounting software does collects.io integrate with?
Our Xero integration is fully operational, and we are currently developing connections with other major systems like Sage, Microsoft Dynamics, QuickBooks, and Oracle NetSuite.
When will I have to pay for the service?
There is no cost to discover the potential value of your portfolio. The service fee is only presented once the diagnosis has quantified the actual benefit to your business.
Will I maintain control over communication with my debtors?
The system allows for full human oversight through approval rules and security filters, ensuring no action is taken without your consent or outside of your established parameters.
What security and trust measures does collects.io offer?
The platform uses read-only access and follows a strict roadmap for international ISO certifications to guarantee maximum protection for your financial data and transparency in every process.
collects.io Pricing
Free Diagnostic
Price: Free.
Read-only connection to your accounting system (currently available for Xero).
Sync and analysis of the last 12 months of general ledger history.
Accounts receivable scan against 83 identified failure patterns.
Detailed report on trapped cash, aging risk, and Days Sales Outstanding (DSO).
Quantification of manual time and operating costs spent on collections.
Paid Plan (Value-Based Pricing)
Price: Available after diagnostic (pricing is calculated and displayed based on the value and recoverable cash detected in the previous step).
Activation of AI-governed Accounts Receivable (AR) resolution workflows.
Invoice monitoring to detect bottlenecks (missing POs, incorrect contacts, or disputes).
Automated collection prioritization based on risk and cash flow impact.
Execution of resolution actions: follow-ups, information requests, and dispute escalation.
Full human control with approval gates, "do not disturb" rules, and reversible audit trails.
Access to the Beta phase (open until September 2026) with the opportunity to get the first 2 months free for selected customers.
collects.io Screenshots
