Eqvesta

Eqvesta is an AI tool by Eqvesta Inc. (Delaware) that works as a personal back office: it keeps your accounts, investments and debts in one list and works out which US tax deadlines apply to you, when they fall and what to do. It is built for people who just left a job, hold stock options, picked up freelance work or still have an old 401(k).

What is Eqvesta used for?

It helps you avoid missing dates with real consequences, such as an early-exercise election (30 days, no extension), the ISO exercise window closing after you leave a company, quarterly estimated tax payments or the arrival of Form 3921. You enter what you have using rough ranges, and the dashboard shows net worth, liquidity and a breakdown by asset type.

How does Eqvesta work?

You answer a few questions about tax residency and your situation (private company shares, accounts outside the US, income without withholding, accounts spread across apps) and add your assets. Behind the scenes a team of AI agents each handle one job: check the rule, work out the date and write the steps. Dates are calculated by rules from official sources rather than guessed, and every answer cites its sources. When paperwork is involved, it drafts it for you to review.

Who is Eqvesta for?

• Startup employees holding stock options or early-exercised shares.
• Freelancers with untaxed income who owe quarterly payments.
• Anyone with accounts scattered across apps, banks and old retirement accounts.

Eqvesta pros and cons

Its privacy stance is clear: it strips your name and personal details before anything reaches the AI, asks for no bank logins and cannot move money, and final calls stay with you and your CPA. On the downside, it covers US rules only, never files or signs returns, its answers are not tax advice, and access is opening gradually through a waitlist.