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What is Toozi?
Toozi is an AI tool by Reci that handles bookkeeping and taxes by text message for US self-employed workers and people with several side hustles: stylists, drivers, photographers, cleaners or Etsy sellers. There is no app to learn; text "gas for the truck" with the amount and Toozi logs it, categorizes it and accounts for it at tax time.
What is Toozi used for?
It works as six helpers in one text thread: TooziPay sends invoices with a pay link and tells you when you are paid; TooziBooks keeps your books and closes each month; TooziBills handles bills, contractors and 1099s; TooziTime logs hours; TooziAdmin tracks licenses and deadlines; and TooziSales tracks sales tax. At year end it prepares and e-files your federal tax return (Form 1040 with Schedule C) as an IRS-authorized e-file provider.
How does Toozi work?
The AI reads your texts but never does the tax math: fixed rules handle the numbers, and when it is unsure it asks instead of guessing. Bank accounts connect through Plaid and payments run through Stripe, with integrations for Square, Google Calendar, Venmo, Cash App and Zelle. With separate books per hustle, every expense lands in the right business and you get a Schedule C for each one. Toozi is also listed as a Claude connector, although filing always happens inside Toozi.
Who is Toozi for?
- 1099 workers and service freelancers who dread paperwork.
- People running multiple side hustles who need to split income.
- Anyone replacing QuickBooks Self-Employed, spreadsheets and some bookkeeper hours.
Toozi pros and cons
It is very easy to use, has you review everything before filing and offers an accuracy guarantee: if its math is wrong and the IRS charges a penalty, Toozi pays it. The site also offers a set of tax calculators anyone can use. The big limitation is scope: it is built only for the US tax system, works in English over SMS to US numbers, and state sales tax return prep currently covers California only.
Toozi features and use cases
How to use Toozi
Toozi FAQ
What is Toozi?
Toozi is an AI bookkeeping and tax app that works over text message for US self-employed workers.
Is Toozi free?
There is no free plan, but there is a 14-day trial with no card; see the pricing section for the rest.
Does Toozi file my tax return?
Yes, it e-files your federal return (Form 1040 with Schedule C) as an IRS-authorized provider after you review it.
Does the AI calculate my taxes?
No. The AI reads your texts and fixed rules do the math; when unsure, it asks you.
What if Toozi gets something wrong?
You review everything before filing, and if its math is wrong and the IRS charges a penalty, Toozi pays it.
Can I track several businesses?
Yes, each hustle gets its own books and Schedule C, at the same price.
Is it safe to connect my bank?
It uses 256-bit AES encryption, bank links via Plaid and payments via Stripe, and never sells your data.
Does Toozi have an API?
It does not publish an API, but it integrates with Plaid, Stripe, Square and Google Calendar and is available as a Claude connector.
Does Toozi work in Spanish or outside the US?
No. It is built for the US tax system and works in English over SMS.
What are the alternatives to Toozi?
On GptZone you can compare it with TaxGPT or TaxBotGPT, AI assistants for tax questions.
Toozi pricing and plans
Reference price: 49 USD / month. Source · Verified: November 14, 2026
Prices in US dollars (USD) as listed on the official site. Checked on: 14/11/2026.
Toozi Full Access: $49/month or $399/year. 14-day free trial, no card.
- Federal return e-filed and 1099s for people you pay, $0 per form.
- All six helpers: invoicing, bookkeeping, bills, time, admin and sales tax tracking.
- Unlimited invoices, clients and transactions, for any number of hustles.
- QuickBooks import included.
- Full refund on the yearly plan if cancelled within 30 days of the charge.
Sales tax filing add-on: $19/month, only if you collect sales tax (California for now).
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