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What is Finalyse.ai?
Finalyse.ai is a personal finance app for iOS and Android that brings expense and income tracking, budgets, debt, recurring bills and savings goals into one place, with a financial health score from 0 to 100 and an AI coach that remembers your previous check-ins.
What is Finalyse.ai and what does it track?
It's available in 174 countries and supports 47 currencies with regional formats. You can log transactions in a few taps with a category and tags, set category limits with alerts at 80% and 100%, and track loans, installments and cards with balance, interest, credit usage and due dates. It compares snowball and avalanche strategies to decide which debt to pay first, turns a goal with an amount and date into a monthly contribution, and flags recurring charges renewing in the background.
How does Finalyse.ai work?
Install the app, choose your currency and start logging transactions, or import a bank statement as PDF or CSV and review each line before adding it; the app doesn't link to your bank automatically. The home screen shows available money, upcoming dues and goals at risk. The Ask Finalyse assistant answers questions about your data, and in the advanced tier it writes weekly reviews, monthly reports and cash-flow forecasts. You can share a household with someone else or keep a separate business profile.
Who is Finalyse.ai for?
- People moving off spreadsheets to track spending and budgets.
- Anyone with loans or cards looking for a debt payoff order.
- Couples sharing household spending and savings goals.
Finalyse.ai pros and cons
It offers a lot without paying, asks for explicit permission before sharing data with the AI, and keeps personal and shared data clearly apart. On the downside, it doesn't sync bank accounts, the examples and guides are built around India, and it doesn't give personalized financial advice.
Finalyse.ai features and use cases
How to use Finalyse.ai
Finalyse.ai FAQ
What is Finalyse.ai?
It's an AI personal finance app for tracking expenses, budgets, debt, bills and savings goals, with a money coach.
Is Finalyse.ai free?
Yes, the Free plan never expires and covers unlimited tracking and core features; Finalyse Pro adds unlimited AI, reports and statement import.
Does Finalyse.ai have an API?
There's no public API; you use it through the iOS and Android apps.
Does Finalyse.ai work in Spanish?
It supports euros and regional formats across 47 currencies, but the site and examples are in English and the company doesn't detail a Spanish version of the app.
Does it connect to my bank?
No, there's no automatic bank link; you log transactions by hand or import PDF or CSV statements and review them before adding.
What is the financial health score?
A 0–100 score based on savings ratio, debt-to-income, budget compliance, emergency fund and cash-flow stability.
Can I share it with my partner?
Yes, you can invite someone to a shared household with common expenses, income, budgets and goals; debts and the coach stay personal.
Does it share my data with AI?
Only with your explicit permission; core features work without AI sharing and you can withdraw permission in your profile.
Does it give financial advice?
No, it offers suggestions and financial education, not personalized professional advice.
What are some Finalyse.ai alternatives?
Our directory lists AI Money for logging expenses via WhatsApp or voice and Candor Money as an AI agent for budgets and savings.
Finalyse.ai pricing and plans
Reference price: 149 INR / month. Source · Verified: November 10, 2026
Prices in Indian rupees (INR) from the official site, which shows the India example (Checked on: 10/11/2026). In other countries the App Store or Google Play shows the local price; the site doesn't list amounts in euros (EUR) or US dollars (USD).
- Finalyse Free: no time limit; unlimited tracking, budgets, debt, goals, bills, health score, subscription detection, CSV and JSON export and 10 Ask Finalyse messages every 30 days.
- Finalyse Pro: ₹149/month (first week free) or ₹1,499/year (first month free); unlimited AI chat, AI reports and forecasts, life-event simulator, statement import and PDF export.
Payments and cancellations go through the app store; the trial converts to a subscription unless canceled 24 hours before it ends.
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